IIBF Exam Syllabus

<meta http-equiv="Content-Type" content="text/html;charset=utf-8"><meta name="ProgId"content="Word.Document"><meta name="Generator"content="Microsoft Word 11"><metaname="Originator" content="Microsoft Word11"><link rel="File-List"href="file:///C:%5CDOCUME%7E1%5C1122%5CLOCALS%7E1%5CTemp%5Cmsohtml1%5C01%5Cclip_filelist.xml"><!--[ifgte mso 9]><xml><w:WordDocument><w:View>Normal</w:View><w:Zoom>0</w:Zoom><w:PunctuationKerning/><w:ValidateAgainstSchemas/><w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid><w:IgnoreMixedContent>false</w:IgnoreMixedContent><w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText><w:Compatibility><w:BreakWrappedTables/><w:SnapToGridInCell/><w:WrapTextWithPunct/><w:UseAsianBreakRules/><w:DontGrowAutofit/></w:Compatibility><w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel></w:WordDocument></xml><![endif]--><!--[ifgte mso 9]><xml><w:LatentStyles DefLockedState="false"LatentStyleCount="156"></w:LatentStyles></xml><![endif]--><style><!--/* Font Definitions */ @font-face {font-family:Wingdings; panose-1:5 00 0 0 0 0 0 0 0; mso-font-charset:2; mso-generic-font-family:auto;mso-font-pitch:variable; mso-font-signature:0 268435456 0 0 -21474836480;} /* Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal{mso-style-parent:""; margin:0in; margin-bottom:.0001pt;mso-pagination:widow-orphan; font-size:12.0pt; font-family:"Times NewRoman"; mso-fareast-font-family:"Times New Roman";}p{mso-margin-top-alt:auto; margin-right:0in; mso-margin-bottom-alt:auto;margin-left:0in; mso-pagination:widow-orphan; font-size:12.0pt;font-family:"Times New Roman"; mso-fareast-font-family:"Times NewRoman";}@page Section1 {size:8.5in 11.0in; margin:1.0in 1.25in 1.0in1.25in; mso-header-margin:.5in; mso-footer-margin:.5in;mso-paper-source:0;}div.Section1 {page:Section1;} /* List Definitions*/ @list l0 {mso-list-id:884104506;mso-list-template-ids:-1806764520;}@list l0:level1{mso-level-number-format:bullet; mso-level-text:;mso-level-tab-stop:.5in; mso-level-number-position:left;text-indent:-.25in; mso-ansi-font-size:10.0pt; font-family:Symbol;}ol{margin-bottom:0in;}ul{margin-bottom:0in;}--></style><!--[ifgte mso 10]><style> /* StyleDefinitions */ table.MsoNormalTable {mso-style-name:"Table Normal";mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0;mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt;mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Times NewRoman"; mso-ansi-language:#0400; mso-fareast-language:#0400;mso-bidi-language:#0400;}</style><![endif]--><pclass="MsoNormal" style="text-align:justify;"><strong>IIBF2024Syllubus</strong><o:p></o:p></p><pstyle="text-align:justify;"><strong>Syllabus for Diplomain Banking &Finance</strong><o:p></o:p></p><pstyle="text-align:justify;"><strong>Paper 1 - Principles& Practices ofBanking</strong><o:p></o:p></p><pstyle="text-align: justify;">The Paper on Principles andPractice of Bankingstarts with an overview of Indian Financial Systemfollowed by modules whichcover deposit,remittances, collection and allied services with emphasis on dayto dayoperations. Special focus is given to Retail Banking which takestheparticipants through the concepts and processes of retail depositand creditproducts in greatdetail.<o:p></o:p></p><pstyle="text-align: justify;">The flow of transactions in acentralized(Computerized) operating environment and delivery ofservices through multiplechannels will be given adequate coverage tomake the participants aware of thelatest banking environment andpractices.</p><p style="text-align:justify;">The unit/chapter on Priority Sector Advanceswouldgive an overview of the rural economy and the special needs of theruralsector and the poorer sections of the society including FinancialInclusion.Micro Finance/SMEs/SHGs/Agriculture /SSI are also covered.The ways of meetingthe financial needs of these sectors with innovativeproducts and deliverymethodologies areemphasized.<o:p></o:p></p><pstyle="text-align: justify;">The Credit Module starts withunderstanding thefinancial needs of business entities and goes on toassessment of the requirements,structuring the assistance, deliveringit, perfecting the security and managingthe risk through proactivemonitoring. Overview of capital market, moneymarket, insurance andmutual funds and commodity exchanges are dealt with attheend.<o:p></o:p></p><pstyle="text-align: justify;">The two modules on Marketingand ElectronicBanking comprehensively covers marketing and selling,customer service, and ITskills with emphasis on CBS, internet banking,RTGS and other electronicproducts and channels to enhance the overalldevelopment of theparticipant.<o:p></o:p></p><pstyle="text-align: justify;">The candidates would be able toacquire knowledgein thefollowing:<o:p></o:p></p><ultype="disc"><li class="MsoNormal"style="text-align: justify;">Various functions associatedwithbanking.<o:p></o:p></li><liclass="MsoNormal" style="text-align: justify;">Practice andprocedures relating to deposit and credit, documentation, monitoringandcontrol.<o:p></o:p></li><liclass="MsoNormal" style="text-align: justify;">An insightinto marketing of banking services and bankingtechnology.<o:p></o:p></li></ul><pstyle="text-align:justify;"><strong>Module A - IndianFinancialSystem.</strong><o:p></o:p></p><pstyle="text-align: justify;">Recent developments in theIndian Financialsystem; market structure and financial innovation. RBI,SEBI, IRDA etc. theirmajor functions Role and Functions of banks -Regulatory provisions/enactmentsgoverning banks Retail banking:Approach, products, marketing etc WholesaleBanking; internationalbanking; Role and functions of Capital markets Role andFunctions ofMutual Funds Role and Functions of Insurance Companies -BancassuranceImportance of risk management in banks-types of risk-impactandmanagement Factoring & ForfaitingAlliances/mergers/consolidationADR/GDR/Off Balance sheet itemsParticipatory Notes Credit Information BureauLtd Fair Practices forDebt Collection Basel II Banking Codes andStandardBoards.<o:p></o:p></p><pstyle="text-align:justify;"><strong>Module B - Functionsof Banks</strong><o:p></o:p></p><pstyle="text-align:justify;"><strong>Deposits:</strong><o:p></o:p></p><pstyle="text-align: justify;">Banker-Customer Relations -Know yourCustomer[KYC] guidelines-Different Deposit Products - servicesrendered byBanks - Mandate and Power of attorney;Banker's lien - rightof set off -garnishee order - Income tax attachment orderetc.<o:p></o:p></p><pstyle="text-align: justify;">Payment and Collection ofCheque - duties andresponsibilities of paying and collectingbanker-protection available to payingand collecting banker under NI Act- endorsements - forged instruments -bouncing of cheques and theirimplications<o:p></o:p></p><pstyle="text-align: justify;">Opening of accounts for varioustypes ofcustomers - minors - joint account holders - HUF - firms -companies - trusts -societies - Govt. and public bodies Importance ofAML<o:p></o:p></p><pstyle="text-align:justify;"><strong>Credit:</strong><o:p></o:p></p><pstyle="text-align: justify;">Principles of lending - variouscredit Products/Facilities - working capital and term loans - CreditAppraisal Techniques -Approach to lending; - credit management - creditmonitoring -NPA Management -Different types of documents; DocumentationProcedures; Stamping of documentsSecurities - Different modes ofcharging - types of collaterals and theircharacteristics PrioritySector Lending - sectors - targets - issues/problems -recentdevelopments - Financial Inclusion Agriculture/SMEs/SHGs/SSI/TinySectorfinancing New Products & Services -Factoring,Securitisation,bancassurance, Mutual Funds etc Credit Cards/HomeLoans/Personal Loans/ConsumerLoans-Brief outline of procedures andpractices Ancillary Services:Remittances, Safe Deposit lockersetc.<o:p></o:p></p><pstyle="text-align:justify;"><strong>Module C: BankingTechnology</strong><o:p></o:p></p><pstyle="text-align: justify;">Electronic Banking- CoreBanking - Electronicproducts - Core Banking Banking Technology -Distribution channels- - TellerMachines at the Bank Counters - Cashdispensers - ATMs - Anywhere AnytimeBanking - Home banking (Corporateand personal) Electronic Payment systems Online Banking - Onlineenquiry and update facilities - Personal identificationnumbers andtheir use in conjunction with magnetic cards of both credit anddebitcards, smart cards, signature storage and display by electronicmeans,cheque truncation, microfiche, note and coin countingdevices.<o:p></o:p></p><pstyle="text-align: justify;">Electronic funds transfersystems - plainmessages (Telex or data communication) - structuredmessages (SWIFT, etc...) -RTGS Information Technology - Current trends- Banknet, RBI net, Datanet,Nicnet, I-net, Internet, E-mail, etc...-Role and uses of technology upgradation - Global developments inBanking Technology - Information Technologyin finance and servicedelivery Impact of Technology on Banks - Protecting theconfidentialityand secrecy of data - effect on customers and service quality -ComputerAudit -Information System Audit Information System Security andDisasterManagement.<o:p></o:p></p><pstyle="text-align:justify;"><strong>Module D -SupportServices - Marketing ofBankingServices/Products.</strong><o:p></o:p></p><pstyle="text-align: justify;">Marketing Management - Meaning,Importance andFunctions - Marketing of Services - Product Research& Development - Testmarketing of bank products -Product Life Cycle - Product Modification - NewProduct Development -Packaging and Branding of bank products - Diversification- Pricing ofbank products and services - Objectives, Strategies and Methods-Factors Influencing the Pricing Decisions, Importance of Pricing.Distribution- Factors Influencing - Direct and Indirect Channels ofbank products -Physical Distribution - Channel Functions and Services -Promotion - PromotionMix and Role of Promotion in Marketing - MarketingInformation Systems.Role ofDSA/DMA in Bank Marketing Channel ManagementSelling function in a bankPortfolio and Wealth Management Telemarketing/Mobile Phonebanking.